Welcome to Carmel Valley in San Diego

Expertise.  As a Realtor, I focus on Carmel Valley and surrounding communities including Del Mar and Rancho Santa Fe.  I live in the heart of Carmel Valley in Carmel Country Highlands.  As a Realtor living in Carmel Valley, I am personally familiar with the floor plans of the homes, the award winning schools, and the most current real estate market information (such as knowing of homes that will soon be for sale).  Specializing in this one great community gives me expertise in guiding you through buying or selling a home in Carmel Valley.  92130 Realty is a boutique real estate company providing full service and individual attention to your Carmel Valley needs.     

Working Together in Relationships.  I enjoy taking the time to make sure you find that buying or selling a home in Carmel Valley is the most positive experience possible.  I am absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service.  My commitment to your satisfaction is the foundation from which a solid business relationship is built.

Giving Back to the Community.  I believe in giving back to the community that gives so much to us.  At 92130 Realty, we have made sizable donations to worthy organizations including the Carmel Valley branch of the San Diego Public Library, the Del Mar Schools Education Foundation, the Sage Canyon Elementary PTA and the Ashley Falls Elementary PTA.  

If you are serious about buying or selling a home in Carmel Valley, call me.  You can trust that I will guide you through the process as painlessly as possible!  I enjoy helping neighbors, friends and new acquaintances through their real estate transactions here in beautiful Carmel Valley.  

I look forward to meeting you! 

          Liza Kay

        92130 Realty

	WSJ.com: Real Estate Learning to Embrace the Change Order - 15 hours ago Nancy Keates discovers that the human desire to re-think decisions inevitably leads to changes in homebuilding plans. Those changes often mean big cost overruns – but sometimes, they can also translate to big savings. FHA Raises Premiums for Home Loans - 16 hours ago The Federal Housing Administration raised the premiums it charges for insuring that mortgages will be repaid to 1.75% of the loan amount. Jefferson Davis's Refuge in South Rises Again - 1 hour ago Beauvoir, Jefferson Davis's final refuge from 1877 to 1889, was almost destroyed three years ago, when Hurricane Katrina hit. But the amazing story is how much was saved and restored. Pension Funds Watch Fannie, Freddie - 4 hours ago Public pension funds that hold millions of shares of Fannie Mae and Freddie Mac are watching closely as Treasury Department officials consider whether to step in to help the mortgage-lending giants. Housing Market Still Under Pressure - 16 hours ago Home prices are improving in some parts of the country but still falling sharply in hard-hit places like Phoenix, as the weak housing market and shaky consumer confidence continue to weigh on the battered U.S. economy.